8 Best Homeowners Insurance Agencies in Sacramento, CA


Are you a homeowner in Sacramento, CA seeking reliable insurance coverage? If so, you’ve come to the right place. We’ve done the legwork for you, researching and reviewing the 8 best homeowners insurance agencies in the area. Keep reading to learn more about the best options in Sacramento for your needs.

Westbind Insurance Services

Ramon Altamirano, the founder of Westbind Insurance Services, is an expert in accounting, bookkeeping, and credit solutions. Based in Sacramento, the full-service insurance agency provides various types of homeowners’ insurance, such as dwelling, other structures, personal property, extra living expenses, exclusion, and liability coverage, as well as landlord, renter, earthquake, and flood insurance. Its independent insurance agents are available to help clients determine the most appropriate coverage for their individual needs.

Rating: 4.9

Website : https://westbind.com/

Phone: +1 916-453-9797

Full Address: 3120 Fulton Ave, Sacramento, CA 95821

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KSJT Insurance Services

At KSJT Insurance Services, Sacramento residents can find the right insurance policy for their needs. Owned and operated by Keith Jackson, this independent agency offers a wide range of personal and commercial products, including homeowners’, renters’, health, auto, and life insurance. Homeowners, condo owners, townhouse owners, and those with mobile or manufactured homes are all encouraged to protect their properties through homeowners’ insurance, which can even provide liability protection in cases of damages to a neighbor’s property caused by a tree on the client’s property. KSJT Insurance Services represents a variety of companies, such as Admiral, Allstate, AIG, and American Coastal.

Rating: 4.8

Website : https://www.ksjtinsurance.com/

Phone: +1 916-742-6995

Full Address: 1610 R St Ste 300, Sacramento, CA 95811

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CNK Insurance Service

Since 1966, CNK Insurance Service has been helping the Sacramento community protect their families, properties, and financial futures. They assist homeowners in finding policies that best fit their needs, including home insurance with repair advantage and loss of use coverage. Before recommending any options, they consider factors such as a newer residence, owning burglar alarms, and having no previous claims. In addition to home insurance, they offer products for auto, motorcycle, and recreational vehicle coverage. Policyholders can contact the 24-hour claims hotline for assistance. CNK Insurance Service is proud to represent Mercury and Safeco.

Rating: 5.0

Website : http://cnkweb.com/

Phone: +1 916-488-2000

Full Address: 2701 Cottage Way #6, Sacramento, CA 95825

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Morelos Insurance Agency

Morelos Insurance Agency provides a range of insurance plans to individuals, families, and businesses in the Sacramento area and its surrounding communities. These include homeowners’ insurance, classic car, health, life, long-term care, renters’, and workers’ compensation policies. By representing various carriers, such as Chubb, Foremost Insurance Group, MetLife, Nationwide, Progressive, and Safeco Insurance, Morelos Insurance Agency ensures that its clients are adequately covered in the event of a disaster, damaged personal possessions, liability to others, and repair or replacement costs.

Rating: 5.0

Website : https://morelosinsurance.com/

Phone: +1 916-482-5500

Full Address: 5346 Madison Ave, Sacramento, CA 95841

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CoreMark Insurance Services, Inc

CoreMark Insurance Services, Inc. provides a range of services to individuals, employees, and business owners in and around Sacramento. Their personal insurance products include coverage for homeowners, property rentals, automobiles, boats, yachts, jewelry, art pieces, and more. They also offer a range of business insurance policies such as general liability, business property, workers’ compensation, commercial auto, and employee packages that include consultation for policies relating to workers’ benefits, human resources, and payroll services.

Rating: 4.3

Website : https://coremarkins.com/

Phone: +1 866-340-2247

Full Address: 4430 Duckhorn Dr, Sacramento, CA 95834

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American River Insurance Agency

Residents of Sacramento can get homeowners’ insurance policies from the American River Insurance Agency. They offer quotes from various regional and national carriers, such as Foremost, Hagerty, and Travelers. New clients can receive guidance on the different coverage options available, including dwelling and personal property coverage. The agency can also tailor plans to include extra coverages for flood, theft, and medical liability. Additionally, the American River Insurance Agency is affiliated with the Sacramento SPCA for pet adoption services.

Rating: 5.0

Website : https://www.americanriverinsuranceagency.com/

Phone: +1 888-570-1058

Full Address: 333 University Ave Suite 200, Sacramento, CA 95825

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Horizon Valley Insurance Services

At Horizon Valley Insurance Services, customers in Sacramento and the surrounding areas can find the right home, condo, and auto insurance plans for their needs. With a variety of carriers available, including Progressive, Safeco, and National General, their insurance professionals are here to help guide clients in selecting the right coverage. Additionally, customers can enhance their plans with personal umbrella, jewelry, and flood insurance. For businesses, they offer commercial insurance solutions as well.

Rating: 4.2

Website : https://horizonvalley.com/

Phone: +1 916-331-0904

Full Address: 8035 Madison Ave d3, Citrus Heights, CA 95610

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Punjab Insurance Agency

Punjab Insurance Agency, serving the Sacramento community and its surroundings, offers homeowners’ insurance policies to help individuals prepare for financial burdens in the event of disasters or property damage. These policies provide coverage for theft and vandalism, as well as reimbursement for lost belongings. Additionally, the independent agency assists clients in applying for auto insurance plans, which include liability, medical, and property coverage. For convenience, the agency even provides a website to allow clients to make changes to their policies virtually.

Rating: 5.0

Website : https://www.punjabinsuranceagency.com/

Phone: +1 916-391-7447

Full Address: 9299 E Stockton Blvd, Elk Grove, CA 95624

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