8 Best Local Car Insurance Agencies in Buffalo, NY


If you live in Buffalo, NY and you’re in the market for car insurance, you’re in luck! We’ve put together a list of some of the best local car insurance agencies in the area, so you can find the right coverage for your car and budget. From discounts and incentives to coverage options, each of these agencies has something unique to offer. Read on to find out which one is the best fit for you!

A/C Associates Insurance

Since 1960, A/C Associates Insurance has been a family-run independent agency providing Buffalo individuals and businesses with tailored car insurance plans. These plans cover theft, fire damage, car accidents, and medical bills. The agency also offers a variety of personal policies, such as home, life, condo, wedding, child life, and umbrella insurance, as well as business-focused risk management solutions for general liability, workers’ compensation, business owners, commercial auto and property, crime, and fiduciary liability. A/C Associates Insurance is proud to partner with top-tier companies such as Erie Insurance and Safeco.

Rating: 4.8

Website : https://acassociatesins.com/

Phone: +1 716-681-4739

Full Address: 5135 Transit Rd, Depew, NY 14043

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Larsen Insurance

For over two decades, Larsen Insurance has been providing individuals, families, and businesses in the Buffalo area with a range of insurance products. The company is an independent agency representing different carriers, such as Chubb, Hagerty, Progressive, and Travelers. Its offerings include auto insurance coverages, such as bodily injury liability, collision, comprehensive, personal injury protection, and uninsured motorists, as well as business owners policies, home, life, renters’, umbrella, and workers’ compensation insurance plans. The Larsen Insurance team has a combined industry experience of over two years.

Rating: 4.5

Website : https://www.larseninsurance.com/

Phone: +1 716-684-3203

Full Address: 8665 Sheridan Dr, Williamsville, NY 14221

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Elmwood Agency

At Elmwood Agency, Buffalo residents, families, and business owners have access to auto insurance policies that ensure protection against potential financial loss through liability and comprehensive coverages. In addition, the agency’s agents can arrange additional insurance coverage not included in the initial policy, such as towing and roadside service, rental car reimbursement, and customized equipment. Elmwood Agency represents several well-known insurance carriers, including Dryden Mutual, Nationwide, Progressive, and SafeCo.

Rating: 5.0

Website : https://www.elmwoodagency.com/

Phone: +1 716-206-3706

Full Address: 90 Bryant Woods S Suite 100, Amherst, NY 14228

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John Kristin Associates, Inc. Insurance

John Kristin Associates, Inc., Insurance was founded in 1984 and serves individuals and businesses in and around Buffalo. They offer car insurance policies to help pay for damages and liabilities that may occur from a car accident, disaster, theft, or vandalism. To ensure their clients receive the best coverage for their needs, they compare insurance plans from Safeco Insurance, Chubb, and Travelers. As a local business, John Kristin Associates is familiar with the risks and challenges faced by their commercial clients.

Rating: 4.6

Website : https://johnkristinassoc.com/

Phone: +1 716-957-3470

Full Address: 879 Brighton Rd, Tonawanda, NY 14150

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Lawley – Buffalo

Lawley Insurance is a highly-regarded independent insurance agency with multiple locations across New York, and neighboring states. Their expertise lies in risk management, property and casualty, employee benefits, and personal insurance consultation. Their vehicle insurance products include auto, motorcycle, RV, and watercraft. They work with over 35 leading insurance companies such as Progressive and American Transit Insurance, and are seen as one of the largest independent insurance agencies in the U.S.

Rating: 4.3

Website : https://www.lawleyinsurance.com/locations/buffalo-ny-headquarters/

Phone: +1 716-849-8618

Full Address: 361 Delaware Ave, Buffalo, NY 14202

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Terranova Insurance Services, LLC

Since its founding in 1989, Terranova Insurance Services, LLC has been providing risk management solutions to Buffalo and the surrounding areas. The company offers a wide variety of personal protection products, including car insurance, which protects drivers from financial loss in the event of unexpected events such as theft and accidents. Coverage options include collision, comprehensive, liability, and medical payment coverage, as well as life, homeowners’, umbrella, and flood insurance. Led by Joseph Terranova, the founder and president of the company, who has over four decades of experience in the insurance services industry.

Rating: 4.8

Website : https://terranovainsurance.com/

Phone: +1 716-662-5170

Full Address: 6546 E Quaker St, Orchard Park, NY 14127

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The Getzoni Agency Inc

For over 40 years, the Getzoni Agency Inc. has been providing the Buffalo metro area and its surrounding communities with local, reliable insurance services. Their tailored auto insurance policies offer drivers and motorists liability, medical, and property coverage to protect them from financial loss due to auto accidents. Additionally, their independent insurance agents can access an expansive network of providers and can arrange additional coverage, like emergency road assistance and loss of income.

Rating: 4.9

Website : https://www.buffaloinsurance.com/

Phone: +1 716-683-6634

Full Address: 8427 Main St, Williamsville, NY 14221

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Franz Manno Service Corp.

At Franz Manno Service Corp., our independent agency representatives assess the needs of vehicle owners in Buffalo and the surrounding areas. We help our clients make their decisions by breaking down the features and benefits included in each of the plans we offer. In addition to car insurance, we also provide coverage for boats, motorcycles, snowmobiles, and ATVs. Our managing partner, Michael J. Miskuly, is a certified insurance consultant, and we offer both life and business insurance.

Rating: 4.5

Website : https://www.f-mservice.com/

Phone: +1 716-631-2404

Full Address: 501 John James Audubon Pkwy Ste. 102, Buffalo, NY 14228

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