Are you a homeowner in Oceanside, CA looking to refinance your mortgage? It can be a daunting task to sift through all the options to find the right mortgage refinance company. To make it easier, we have compiled a list of the 8 best mortgage refinance companies in Oceanside, CA to help you make an informed decision. From specialized services to competitive rates, each of these companies has something unique to offer.
Home Mortgage Experts
For nearly three decades, Home Mortgage Experts has been helping Oceanside residents find the perfect mortgage option. From VA loans to FHA loans and reverse mortgages, the family-owned business provides a wide range of government-backed lending options. Homeowners with existing mortgages can take advantage of their refinancing solutions, such as debt consolidation loans and cash-out refinances, by filling out an online form with their details and mortgage goals. The company’s staff then use this information to tailor a refinancing solution that fits their individual needs.
Rating: 5.0
Website : https://hmexperts.com/
Phone: +1 866-411-5472
Full Address: 2103 S El Camino Real #108, Oceanside, CA 92054
David Todd
As a MortgageOne consultant and production manager, David Todd offers Oceanside-area clients a wide range of loaning and refinancing options. His client-centered approach includes close consultations to help them make decisions, such as home equity cash-outs, and he offers 15- and 30-year fixed mortgages, as well as 23k, HARP, and jumbo loan plans. David customizes terms and interest rates based on current property values and local mortgage market conditions.
Rating: 5.0
Website : https://mortgageoneteamtodd.com/
Phone: +1 858-880-6489
Full Address: 5860 Owens Ave Ste 130, Carlsbad, CA 92008
RealMortgage
RealMortgage, a brokerage firm located in Oceanside, is a financial solutions provider for single-family and multi-unit homes, townhouses, and condominiums. Led by Daniel Ramirez, a mortgage loan originator with over 2 years of experience in the finance industry, RealMortgage offers refinancing services to help customers pay for their homes faster or lower their interest rates and monthly payments. The firm is licensed in California, Colorado, and Texas, and provides loan options such as jumbo, FHA, USDA, and HARP.
Rating: 5.0
Website : https://realmortgageloans.com/
Phone: +1 888-443-8902
Full Address: 2173 Salk Ave Suite 250, Carlsbad, CA 92008
MH Loans
For over 25 years, MH Loans has been providing tailored lending solutions to clients in Oceanside and the surrounding communities. They specialize in refinancing mortgages for manufactured and mobile homes, as well as providing escrow maintenance services and retailing manufactured homes. Additionally, their mobile home financing solutions are available to clients in Texas and Florida. MH Loans is proud to be registered with the NMLS and members of both the California Escrow Association and the California Association of Realtors.
Rating: 5.0
Website : https://www.mhloans.com/
Phone: +1 888-809-1145
Full Address: 2244 Faraday Ave #92, Carlsbad, CA 92008
America’s Loan Advisors
If you’re in the Oceanside area or its surrounding communities, America’s Loan Advisors is the lending company you need. This husband-and-wife team of Mortgage Loan Originators has been in the industry for over 3 years and they offer a cash buyer’s transactional advantage. Their mortgage refinancing services have been highly praised by numerous satisfied clients. Plus, as an NMLS-registered and Equal Housing Opportunity Lender, you can be sure that you’re getting quality service.
Rating: 5.0
Website : https://4loaninfo.com/
Phone: +1 760-280-2800
Full Address: 701 Palomar Airport Rd Suite 300, Carlsbad, CA 92011
Maximum Real Estate Services
For over two years, Maximum Real Estate Services has been providing refinancing solutions to Oceanside communities. CEO and Realtor Christopher Rodriguez was one of NAHREP’s top producers in 2013. Their loan professionals help borrowers refinance their homes by shopping for better rates and terms and comparing various options, such as VA, FHA, and privately funded products. Additionally, these professionals assist clients in assessing their finances and preparing documents.
Rating: 4.5
Website : http://maxmre.com/
Phone: +1 760-213-6214
Full Address: 603 Seagaze Dr #525, Oceanside, CA 92054
Lineage Lending & Real Estate
With over 75 years of professional experience and more than 2, completed transactions, Lineage Lending & Real Estate is a full-service company providing refinancing programs to the Oceanside community. The team, composed of loan officers and real estate agents, assists homeowners in refinancing through the HARP 2 and Lineage FHA Streamline programs, as well as non-agency loans. They provide support throughout the entire refinancing process, from assessment and appraisal to financial awarding and closing.
Rating: 5.0
Website : https://www.lineagelending.com/
Phone: +1 858-232-0592
Full Address: 1902 Wright Pl #200, Carlsbad, CA 92008
Rik Purpura
Rik Purpura, a senior consultant operating under the Straight Forward Mortgage banner, offers a variety of lending and refinancing options to Oceanside residents. He has special programs tailored to the needs of senior citizens and first-time purchasers, as well as experienced real estate investors. On his website, Rik provides a checklist that educates clients on the basics of financing and home sales.
Rating: 5.0
Website : https://www.straightforwardmortgage.com/rik-purpura-mortgage
Phone: +1 760-420-8955
Full Address: 701 Palomar Airport Rd #301, Carlsbad, CA 92011