8 Best Mortgage Refinance Companies in San Jose, CA

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Are you a homeowner in San Jose, CA, looking to save money on your mortgage? Refinancing your mortgage can help you get a lower interest rate or access cash to improve your home. But with so many mortgage refinance companies in San Jose, CA, how do you choose the right one? We’ve done the research for you and rounded up the 8 best mortgage refinance companies in San Jose, CA. Read on to find out which company is the best fit for you!

InstaMortgage Inc.

Founded by Shashank Shekhar, InstaMortgage Inc. is a tech-focused mortgage lender serving clients in the San Jose metro. It offers a variety of mortgage programs, including VA, FHA, jumbo, and conventional loans. To provide its clients with faster processing times, the company has invested in specialized technology such as robotic process automation, intelligent automation, optical character reading, and artificial intelligence. Shekhar, an author, has been published in Forbes, Inc, Housing Wire, and Huffington Post.

Rating: 4.9

Website : http://instamortgage.com

Phone: +1 855-644-5626

Full Address: 1245 S Winchester Blvd #209, San Jose, CA 95128

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Pacificwide Business Group Inc.

Pacificwide Business Group Inc., based in San Jose, is a property management and refinancing company that offers a variety of mortgage options, including conventional mortgages with terms up to seven years, FHA loans, and REFI plus loans for those with a FICO score of 68 or higher. It also provides a Freddie Mac loan program for self-employed individuals that offers a one-year tax return and a cash-it home loan for home investments. Furthermore, Pacificwide Business Group Inc. assists residential and commercial property owners in listing and selling single-family homes, condominium units, and commercial units.

Rating: 4.9

Website : http://pacificwide.com/

Phone: +1 408-532-1278

Full Address: 3005 Silver Creek Rd #214, San Jose, CA 95121

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The Mortgage Outlet

The Mortgage Outlet is a one-stop shop for individuals in San Jose seeking to purchase or refinance a mortgage loan. Their dedicated team of advisors provide expertise in a wide range of loan programs, including conventional, jumbo, VA, and FHA mortgages. Furthermore, their comprehensive services span the entire loan process, including application submission, underwriting, processing, and closing. To make the journey even smoother, the Mortgage Outlet offers round-the-clock assistance via email and phone. Heading the team is Branch Manager Benjamin Greer, who has over 10 years of experience in the industry.

Rating: 4.9

Website : http://www.themortgageoutlet.com/

Phone: +1 408-352-5120

Full Address: 200 N Almaden Blvd Suite 200, San Jose, CA 95110

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Direct Mortgage Funding

Since 1996, Direct Mortgage Funding has been providing San Jose residents with purchase, refinance, and construction loan options. Their lending officers specialize in helping clients select the best loan program for their needs, including FHA, VA, and apartment mortgages. Furthermore, they offer a variety of mortgage types, such as fixed-term, adjustable-rate, and periodic-fixed. In addition, they provide reverse mortgages to individuals 62 and over, specially designed for seniors.

Rating: 5.0

Website : http://directmtgfunding.com/

Phone: +1 408-395-2000

Full Address: 236 N Santa Cruz Ave #103, Los Gatos, CA 95030

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Todd Flesner

Todd Flesner is an experienced loan professional in San Jose providing tailored real estate financing solutions. He and his team are well-versed in a range of loan programs, including jumbo loans, fixed-rate mortgages, and FHA government loans. Flesner provides clients with the most current market information, answers mortgage-related questions, and offers guidance throughout the loan process. He is affiliated with Flagstar Bank and has a history of involvement in the local community, having previously served as president of the Milpitas Rotary Club.

Rating: 5.0

Website : https://www.flagstar.com/mortgage/todd-flesner-home-loan-mortgage-lender-san-jose-california-23844.html

Phone: +1 408-921-0669

Full Address: 1100 Lincoln Ave #251, San Jose, CA 95125

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11 Loan

11 Loan, a San Jose-based mortgage company with over 3 years of experience, offers mortgage refinancing services to help their clients reduce their existing mortgage interest rates and redefine terms. With access to some of the leading lenders in the country, 11 Loan provides tailored refinancing programs to meet their clients’ financial profile, long-term goals, and short-term needs. The loan process is simple and straightforward – all it requires is an online application, access to loan options, and the selection of a suitable program.

Rating: 3.0

Website : https://11loan.com/

Phone: +1 408-573-0333

Full Address: 97 E Brokaw Rd Suite 110, San Jose, CA 95112

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Loan Factory – CA-San Jose

Loan Factory, a mortgage broker with offices across multiple locations, including its headquarters in San Jose, has been recognized by Scottman Guide as one of the Top Originators for three consecutive years since 2019. With access to a wide network of lenders, the company helps customers to both secure new mortgage loans and refinance existing mortgages. Its loan process provides customers with real-time rate quotes, rate movement updates, and extensive rate comparisons to ensure they get the best deal.

Rating: 5.0

Website : https://www.loanfactory.com/home

Phone: +1 408-877-8000

Full Address: 2195 Tully Rd, San Jose, CA 95122

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Loan Factory

Founded by mortgage broker Hoa Do, Loan Factory is a San Jose-based mortgage refinance company that works closely with home buyers, sellers, and commercial clients. Its refinancing services help clients save money, access property equity, and buy new properties via a streamlined online loan process. Custom real-time rate quotes are available from multiple lenders. Do was recently named Top 2 Mortgage Broker in the 22 Rocket Awards by Rocket Pro TPO.

Rating: 5.0

Website : https://www.hoadoloan.com/

Phone: +1 408-877-8000

Full Address: 2195 Tully Rd, San Jose, CA 95122

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